Leading Remediation San Antonio, TX

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How to Read a Restoration Estimate in San Antonio, TX (A Homeowner's Guide)


After a water or fire emergency in your San Antonio, TX home, you'll be dealing with contractors and insurance. You will soon be handed a long, confusing, multi-page document: the restoration estimate. It's often 20+ pages long, full of codes and line items. As your local restoration advocates, we believe in transparency. This guide will help you understand what you're looking at.

Have a confusing estimate? Call our 24/7 San Antonio, TX team for a free consultation at (833) 541-0100.

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About Our Transparent San Antonio, TX Restoration Advocates


We are an IICRC-certified restoration company serving the San Antonio, TX community. We believe an informed homeowner is an empowered homeowner. Our estimates are created using the exact same software as your insurance adjuster. We are happy to walk you through our estimate line by line, so you know exactly what work is being done and why it's necessary.

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water restoration




Why is it so long?


A professional estimate is not a "ballpark" number. It is an itemized list of every single action and material needed to restore your home. This includes:

  • R&R Drywall, 1/2", paint-ready
  • Apply one coat of antimicrobial agent
  • HEPA-vacuum all surfaces
  • Containment barrier, 6-mil plasticThis detail is required by your insurance company to approve the claim.
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Mold Remediation Experts
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What is Xactimate (and Why Does it Matter)?


You will hear this term. Xactimate is the industry-standard estimating software used by 90% of insurance carriers. We also use Xactimate. This means:

  • Fair Pricing: The prices are set by Xactimate's database for the San Antonio, TX area, not us.
  • No "Apples to Oranges": It allows us to speak the same language as your adjuster, which gets your claim approved faster and with less hassle.
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Key Terms to Know


  • Mitigation: This is the emergency work: water extraction, boarding up windows, setting up drying equipment. This is "stopping the bleeding."
  • Remediation/Abatement: This is the removal of a contaminant, such as in mold remediation.
  • Reconstruction: This is the rebuilding phase: new drywall, new floors, new cabinets.
  • R&R (Remove & Replace): This means the material (e.g., drywall) is too damaged to save and must be replaced.
  • P.P. (Personal Property/Contents): Refers to your "stuff"—furniture, clothes, etc.
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Water Damage Restoration Services
Mold Damage Restoration and cleanup

The "Overhead & Profit" (O&P) Line


Don't be alarmed by this. On any complex job involving multiple trades (plumbing, electrical, drywall), it is standard practice for a general contractor (which we are) to add 10% for overhead and 10% for profit. Your insurance company knows this and expects to pay it.

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Frequently Asked Questions


  • Why is this estimate so much higher than a handyman's? A handyman's quote doesn't include the required items for an insurance claim, such as containment, HEPA-scrubbed air, antimicrobial treatments, and the detailed documentation, which are all essential for a safe and healthy home.
  • Can you just "cover my deductible"? No. This is considered insurance fraud. We provide a fair, transparent estimate for the actual work needed and work with your insurer to get it paid.
  • What if my adjuster's estimate is lower than yours? This is common. We will immediately contact the adjuster and walk them through our estimate, pointing out the line items or scope of work they may have missed. This is a normal part of the process.
  • Can you help me with my insurance paperwork? Absolutely. We are not public adjusters, but we are claims specialists. We can provide all the documentation and photos your insurer needs to expedite your claim.
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For a Fair, Transparent Estimate in San Antonio, TX, Call (833) 541-0100!


Our San Antonio, TX professionals are on call 24/7 to provide a fast, accurate, and honest estimate.

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Customer Reviews

"I was so confused by the insurance paperwork. Their project manager sat down with me and explained every single line of the estimate. It built so much trust. They were amazing."

"The first contractor gave me a number on a napkin. This team gave me a 20-page Xactimate report. They were professionals, and the insurance company approved it with no questions."

"They found several items my adjuster missed on the initial estimate, like cleaning the HVAC system. They advocated for me and got it covered. I am so grateful for their expertise."





San Antonio, TX Insights: Population,
Zip Codes, Influence, and Service Areas

San Antonio (/ˌsæn ænˈtoʊnioʊ/ SAN an-TOH-nee-oh; Spanish for "Saint Anthony"), officially the City of San Antonio, is a city in and the county seat of Bexar County, Texas, United States. The city is the seventh-most populous in the United States, the second-largest in the Southern United States, and the second-most populous in Texas after Houston. It is the 17th-most populous city in North America, with 1,434,625 residents as of 2020.

Zip Codes in San Antonio, TX that we also serve: 78112 78239 78259 78258 78252 78251 78250 78257 78256 78255 78254 78208 78201 78202 78203 78204 78205 78207 78231 78230 78233 78232 78235 78234 78237 78238 78209 78109 78266 78264 78260 78219 78218 78217 78216 78215 78214 78213 78212 78211 78210 78244 78245 78247 78240 78242 78248 78249 78073 78023 78222 78223 78220 78221 78226 78227 78224 78225 78228 78229 78206 78241 78246 78265 78268 78269 78270 78278 78279 78280 78283 78284 78285 78288 78289 78291 78292 78293 78294 78295 78296 78297 78298 78299





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