After a water or fire emergency in your Lubbock, TX home, you'll be dealing with contractors and insurance. You will soon be handed a long, confusing, multi-page document: the restoration estimate. It's often 20+ pages long, full of codes and line items. As your local restoration advocates, we believe in transparency. This guide will help you understand what you're looking at.
Have a confusing estimate? Call our 24/7 Lubbock, TX team for a free consultation at (833) 541-0100.
We are an IICRC-certified restoration company serving the Lubbock, TX community. We believe an informed homeowner is an empowered homeowner. Our estimates are created using the exact same software as your insurance adjuster. We are happy to walk you through our estimate line by line, so you know exactly what work is being done and why it's necessary.
A professional estimate is not a "ballpark" number. It is an itemized list of every single action and material needed to restore your home. This includes:
You will hear this term. Xactimate is the industry-standard estimating software used by 90% of insurance carriers. We also use Xactimate. This means:
Don't be alarmed by this. On any complex job involving multiple trades (plumbing, electrical, drywall), it is standard practice for a general contractor (which we are) to add 10% for overhead and 10% for profit. Your insurance company knows this and expects to pay it.
Our Lubbock, TX professionals are on call 24/7 to provide a fast, accurate, and honest estimate.
"I was so confused by the insurance paperwork. Their project manager sat down with me and explained every single line of the estimate. It built so much trust. They were amazing."
"The first contractor gave me a number on a napkin. This team gave me a 20-page Xactimate report. They were professionals, and the insurance company approved it with no questions."
"They found several items my adjuster missed on the initial estimate, like cleaning the HVAC system. They advocated for me and got it covered. I am so grateful for their expertise."
Lubbock (/ˈlʌbək/ LUB-ək) is the 10th-most populous city in the U.S. state of Texas and the seat of government of Lubbock County. With a population of 263,930 in 2022, the city is also the 85th-most populous in the United States. The city is in the northwestern part of the state (the region is the Great Plains), a region known historically and geographically as the Llano Estacado, and ecologically is part of the southern end of the High Plains, lying at the economic center of the Lubbock metropolitan area, which had an estimated population of 328,283 in 2022.
Zip Codes in Lubbock, TX that we also serve: 79404 79401 79402 79423 79424 79416 79412 79410 79411 79414 79407 79406 79403 79415 79413 79408 79409 79430 79452 79453 79457 79464 79490 79491 79493 79499